A team can win an NHL game while a bet on that team loses. If the ticket requires a regulation win, an overtime winner arrives too late.
The NHL moneyline vs. 60-minute line distinction starts with the result each ticket covers. A full-game moneyline and a regulation three-way selection can name the same team while requiring different outcomes.
What the Fanatics New York rules cover
This guide uses the Fanatics Sportsbook New York house rules, checked Oct. 27, 2026. The page lists an effective date of Aug. 31, 2026. The examples below are hypothetical completed games, with no cancellation, abandonment or other voiding condition.
Under Ice Hockey Market Rules, the two-way Moneyline includes overtime and shootouts. The three-way market offers both teams and a tie, and settles on the regulation result.
The general hockey rules also identify labels such as "Excluding Overtime," "Regulation Only" and "60 Mins Only." Read the accepted ticket's full market name and applicable notes. This guide does not establish another sportsbook's rules or another state's terms.
A regulation tie creates different results
Imagine Team A and Team B are tied 2-2 after 60 minutes. Team A then scores in overtime and wins 3-2.
Here is how four separate hypothetical selections settle:
- Team A full-game two-way moneyline: wins.
- Team A regulation three-way selection: loses.
- Team B regulation three-way selection: loses.
- Tie in the regulation three-way market: wins.
The Team A regulation selection needed Team A to lead when regulation ended. Its later goal cannot change the earlier 2-2 result. The draw selection was a bet on that earlier result, so overtime does not turn it into a loss.
Picking the eventual winner is therefore not enough to identify whether a ticket won. You also need the market and its time limit. A final score displayed without the regulation score leaves out the detail needed to check a three-way ticket.
A shootout win follows the same distinction
Now imagine a separate completed game. Team A and Team B finish regulation tied 1-1. Neither scores in overtime, and Team B wins the shootout.
Team B's full-game two-way moneyline wins. Team B's regulation three-way selection loses, as does Team A's regulation selection. The regulation draw selection wins.
Fanatics' hockey rules add one goal to the shootout winner's score for final-score settlement. In this hypothetical, that makes the settlement score 2-1 for Team B. It does not turn the 1-1 regulation result into a Team B regulation win.
Keep the two scores labeled when checking a ticket: 1-1 after regulation, 2-1 after the shootout adjustment. Treating the second score as though it existed at the end of regulation produces the wrong three-way result.
The draw is a selection, not a refund
A three-way regulation market has a separate draw outcome. In the tied examples above, both team selections lose. The tie selection wins rather than pushing.
That differs from the two-way period moneyline described in the same Fanatics New York rules. If the nominated completed period ends tied, that two-way period market pushes. The three-way period version settles on the period result, with a tie offered as a selection.
For example, suppose a hypothetical first period ends 0-0. A Team A two-way first-period moneyline pushes under those rules. A Team A three-way first-period selection loses, and the first-period tie selection wins.
A full-game two-way moneyline and a two-way first-period moneyline each offer two teams. Their names identify different time windows.
A higher regulation price changes the winning condition
Suppose a hypothetical odds display lists Team A at -150 on the full-game two-way moneyline and +120 on the regulation three-way market. Those are invented teaching prices, not current odds or a recommendation.
With a hypothetical $30 cash stake, a winning -150 ticket earns $20 profit and returns $50 including the stake. A winning +120 ticket earns $36 profit and returns $66 including the stake.
Those payouts apply only if the selected ticket wins. Reuse the 2-2 regulation tie followed by Team A's overtime win: the -150 moneyline wins, while the +120 regulation selection loses its $30 stake.
A price comparison needs matching winning conditions. Moving from full-game Team A to regulation Team A removes overtime and shootout wins from the outcomes that cash that team selection. The higher hypothetical payout does not establish value. This example supplies no probability estimate and no reason to prefer either wager.
For the payout mechanics, see American odds: stake, profit and total return.
Check the ticket against the right score
Before interpreting an NHL result, identify these details on the accepted ticket:
- Selection: Team A, Team B or the draw.
- Market: full-game two-way moneyline, regulation three-way or a specified period.
- Time covered: whether overtime and shootouts count.
- Result at that endpoint: the regulation score, the completed period score or the final result.
If a settlement appears inconsistent, keep the accepted ticket and compare its exact wording with the applicable operator and jurisdiction rules. For the overtime example, the useful record contains both the 2-2 regulation score and Team A's 3-2 final win.
